Additional deposit minimums

$100.00

Rate Information

Paid the disclosed rate until first maturity.

Determination of Rate

N/A

Interest

Credits to your account annually.

You may make withdrawals of principal from your account before maturity only if we agree at the time you request the withdrawal.

You can only withdraw interest credited in the term before maturity of that term without penalty. You can withdraw interest any time during the term of crediting after it is credited to your account.

Your deposits are FDIC insured up to $250,000 per depositor. Note that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $500,000; that's up to $250,000 in all of your individual accounts, and up to an additional $250,000 in all of your joint accounts. First Federal’s FDIC certificate number is 28994 and can be viewed here. We are registered with the FDIC under the name First Federal Savings and Loan Association of Charleston. Learn more about FDIC insurance at www.fdic.gov.